Not sure how to spend the unused health funds from your HSA or FSA? OvuSense is FSA / HSA approved and in most cases eligible for reimbursement!
When thinking about growing your family, finances are one of the first considerations that come to mind. Even before you get to baby gear, there’s a lot of medical costs to consider, from regular testing throughout your pregnancy to devices that may help you understand your fertility in the first place. If you have an HSA or FSA with your health insurance, good news! There are a ton of fertility products and services that qualify for payment or reimbursement with these accounts.
We know health insurance can be a tricky subject. To help, we’re answering some common questions about HSAs/FSAs and how you can use yours to try OvuSense.
How Do I Use My HSA/FSA to Purchase an OvuSense Device?
Using your HSA or FSA to purchase an OvuSense sensor is easy! If you have an HSA/FSA debit card on hand, you can purchase your device on our website. On the other hand, if you do not have a debit card through your insurance, you can purchase a device using your regular payment method and then submit the purchase for reimbursement through your insurance.
In most cases, HSA/FSA plans cover fertility monitors. You will need to check the details of your individual plan to confirm what is covered.
What is an HSA?
If you are enrolled in a high-deductible insurance plan in the United States, it is likely that you qualify for an HSA, or Health Savings Account, that allows you to pay for medical expenses that you would have to pay for out-of-pocket. These accounts are tax-exempt, meaning money goes in tax-free, comes out tax-free, and can earn interest tax-free.
What about an FSA?
Similar to an HSA, an FSA is a Flexible Spending Account that can be used for medical expenses, dental care, and vision care. The contributions towards the account are deducted from your salary before taxes, reducing your taxable income, but they cannot be rolled over yearly.
What Can I Use it for?
Your HSA will likely come with checks or a debit card, making purchases convenient and instant. It can be used for various products that support overall health and wellbeing, including the OvuSense devices, home medical tests (pregnancy tests, sperm tests), breast pumps, thermometers, prenatal vitamins, and more.
To check out an extended list of HSA-eligible products, read here. Similarly, FSAs will likely come with a debit card, or you will have to submit documentation (receipts usually suffice) for reimbursement. There are a plethora of FSA-eligible medical items - check some out here.
How Do I Know Which OvuSense Product is Right for Me?
If you have confirmed that you can use your FSA/HSA to purchase an OvuSense device, now is the time to buy! With two different devices to consider - OvuFirst or OvuCore - you might not be sure which one is right for you. To help, we’re breaking down each sensor below so you can determine which one is best for your fertility journey.
OvuFirst: If you have regular periods and your cycles are 24-35 days long on average, our OvuFirst sensor is designed just for you. OvuFirst’s best-in-class accuracy gives you a better chance of getting pregnant more quickly. By reading your unique cycle pattern, it provides a full 8-day window telling you when you should try and conceive. Wear the OvuFirst sensor on your arm or wrist each night and download it each morning to our free OvuSense App. The OvuSense App then provides a real-time chart and clear fertility messages.
OvuCore: If you have irregular cycles or an issue like PCOS, our OvuCore sensor is designed just for you. OvuCore predicts your ovulation 24 hours in advance using information from your current cycle. Understanding your unique cycle pattern, gives you a better chance of getting pregnant more quickly, even if you have irregular cycles. Insert the OvuCore sensor in your vagina each night, take it out in the morning and download it to our free OvuSense App. The OvuSense App then provides a real-time chart and clear fertility messages. If you’re already consulting with a doctor or plan to, add OvuSense Pro to allow your doctor to remotely screen for issues and monitor your treatment.
OvuSense Pro: Our OvuSense Pro clinician portal is designed for you and your OB/GYN or specialist. OvuSense® Pro allows you and your OB/GYN or specialist to remotely access detailed information about your cycles through an online portal. It provides unique analysis helping screen for common reasons why you may be struggling to conceive, and monitor medication or treatment you receive.
Knowing when you are ovulating increases your chances of getting pregnant. However, we know this can be a struggle, especially if you are trying to conceive! To help, we created the OvuSense Ovulation Calculator which will help you work out when you should try to conceive and recommend the best OvuSense product if you are looking to take more control over your fertility. Try it today!